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Homeowner and Condo Insurance
And your home is most likely your largest investment. So, when it comes to protecting your investments, there aren’t many things more important than homeowners insurance. We can help you customize a policy that’s right for you – at a price you can afford.
If you own a condo, your association’s policy doesn’t cover your personal property and the things inside your condo that are your responsibility – like fixtures, carpeting and other items. Condominium insurance provides protection for all of this, and more.
Wise Insurance Agency has competitive rates, discounts and a network of knowledgeable agents.
Call (843) 628-3545 to speak with an experienced insurance agent.
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Why Choose Wise Insurance?
Why Choose
Wise Insurance?
Experience and Expertise
Wise Insurance Agency brings years of experience and a team of knowledgeable professionals to the table. With a solid understanding of the insurance industry, they can provide expert guidance tailored to your specific needs.
Right Insurance, Right Price
Let Wise Insurance Agency protect your home with comprehensive coverage. Our agents will work with you so that you can choose a policy that meets your needs at a price you can afford.
Customer-Centric Approach
We opens the door to a diverse array of insurance coverage options. From safeguarding your family, home and auto to protecting your business and other needs, we provide all-encompassing solutions meticulously crafted to shield you across different facets of life.
Experience and Expertise
Wise Insurance Agency brings years of experience and a team of knowledgeable professionals to the table. With a solid understanding of the insurance industry, they can provide expert guidance tailored to your specific needs.
Right Insurance, Right Price
Let Wise Insurance Agency protect your home with comprehensive coverage. Our agents will work with you so that you can choose a policy that meets your needs at a price you can afford.
Customer-Centric Approach
We opens the door to a diverse array of insurance coverage options. From safeguarding your family, home and auto to protecting your business and other needs, we provide all-encompassing solutions meticulously crafted to shield you across different facets of life.
Homeowners insurance, also known as home insurance, is a property insurance policy that provides coverage for a private residence. A homeowners policy typically covers losses and damages to your personal residence, as well as furnishings and certain other assets within your home. Home insurance may also offer liability coverage against certain types of accidents that occur within your home or on your property. Most mortgage lenders require a homeowners insurance policy.
- Home insurance protects one of your most important investments
- A homeowners insurance policy offers protection against accidents in your home or on your property
- Most mortgage lenders require homeowners insurance
- First-time home buyers
- Current homeowners
- Fire
- Wind
- Hail
- Water damage (unless excluded by your policy)
- Furniture
- Appliances
- Clothing
- Dishes
- Engagement rings
- Wedding bands
- Diamond bracelets
Could help with medical expenses or property damage to others caused by you or members of your household, including pets. Personal liability could also help with legal expenses in the case of a lawsuit.
Examples: A visitor trips on loose carpet in your home and gets injured; or your child accidentally throws a ball through a neighbor’s window and breaks an expensive vase.
Medical Bills
Covers medical payments for minor injuries to people who don’t live with you but get hurt on your property.
Example: A visitor slips down your steps on a rainy day and gets injured.
Additional Expenses
Coverage for extra costs you might have to pay when experiencing a covered loss.
Example: A fire makes your home uninhabitable and you need to temporarily live elsewhere.
